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Get to know a little real estate language
There are many terms you'll hear real estate professionals use during your home buying process. While there are too many to list, these are a few you'll surely hear at least once:. Read More...
How to learn the total costs of home ownership
Half of Canadians who plan to purchase a home think they will only need to cover the down payment to move in. The “closing costs” however, can add as much as another four percent of the total purchase price of the home. Read More...
Calculate how money-smart you are
Do you have a household budget? Do you know how much you'll need to save to maintain your lifestyle in retirement? Do you know how to get your credit report? If you don't consider yourself particularly money-savvy, you're not alone. Nearly two-thirds of Canadians taking part in the 2014 Canadian Financial Capability Survey (CFCS) rate their own financial knowledge as poor. Read More...
How every couple can reach financial bliss
Opposites attract in romantic relationships, but it's a different story when it comes to money. Personal finance experts say that couples with different attitudes towards household money management need to find a middle ground to achieve financial bliss. Read More...
Moving On Up - Financial tips to help you settle into your new home
Whether you're moving into your first apartment or upgrading to a new home, making your move can be both an exciting and stressful time. From packing up your things to coordinating the move, there are lots of to-do's to check off your list, including making sure that your finances are in order. Read More...
Financial Spring-Cleaning for Couples
Now that the annual financial anxiety season is over, how did you and your significant other do? Were you faced with tax bills or did you receive a refund? If you both had a less than spectacular financial year, don't be discouraged. Now is a great time to review your financial situation and resolve to make changes now to ensure you're in a better position next year. Here are some ideas that can help you both max out on the good and reduce the bad: Read More...
6 Essential Tips for First Time Home Buyers
Regretfully, sometimes first-time home buyers are feeling unprepared when buying a home. Here are 6 essential tips a first-time home buyer can use to prepare: 1. Consider if Buying is for you – You need to learn what the responsibilities are for Read More...
Understanding the Process of Competitive Offers
This topic is on my mind because in the last week I put together two offers, both of which had gone into competition and this eager young couple still does not have a house. I suppose competitive offers have always happened. If two or more parties want Read More...
15 Reasons Why Home Owners Sell & Move
For many, moving is almost like a rite of passage, something they’ll go through a few times in their lives; from home to college, college to first apartment, apartment to first home, we’re all familiar with the ritual and how much time and Read More...
5 Spring Lawn Care Tips from Jim Pauls
Spring is the time of year when the days get warmer and the hum of lawnmowers again fill the air. Homeowners like to take care of their lawns and tend to spend a lot of money on products. So here are five tips to help you. 1. Clean & Repair Your Lawn Read More...
Keeping Things Tidy and Organized in the Home
When we first move into our first home we often think “WOW” we have so much room. What am I going to do with all this space? It doesn’t take long to fill up a house with stuff. We buy this for this room and that for that room. Our families Read More...
Are you allergic to your basement?
If you’re suffering from a stuffy nose, headache or similar allergic reactions that are present only when you are in your basement, you may just be suffering from an allergic reaction to mold that may be present in your basement. Mold can grow in Read More...
Maintaining Your Biggest Investment – Your Home!
So, you’ve just moved into your new home – the one that was just right for you. It was a big investment, but letting your home fall into disrepair can be even more costly. So here are some simple but important tasks, some regular and some Read More...
Fireplace Options to Keep Warm This Winter
As we head indoors for those cold winter nights, a fireplace is a great way to set that warm cozy feeling we all desire. Regardless of the decor and heating needs of a home there is a fireplace type and style that will suite each home perfectly. From Read More...
Getting Pre-Approved
Once you have decided that you are ready to purchase a home, you may want to consider getting pre-approved for a mortgage. This will give you a clear idea of how much you can comfortably afford or what should be done in order to qualify for a larger amount. Read More...